Do you use debit or credit card?

What kind of bank card are you making use of? Do you prefer using debit or credit card? If you’re using either of the cards, why did you choose it? How about those who doesn’t use any card?

Do you use debit or credit card?

I’m a debit card fan myself. I control my expenses through debit cards to prevent both unnecessary spending and unnecessary interest. Being restricted in spending money reduces the desire to spend beyond your financial limit.

Credit card for everything.

If you have the credit, and the income to pay it off onetime EVERY month, then you are leaving money on the table in the form of points/perks.

I prefer making use of debit card please. At least I’ll know that it is my money I’m spending, so I wouldn’t feel somehow while swiping :smiley:

I use a credit card for all my expenses and pay the bill on time every month.
This way it helps me increase my credibility to get a loan in case I need one in the future. Also, it helps me pay after getting my monthly pay check. These benefits are not there in using a debit card.

I use Debit Card as well as Credit Card. I use Credit Card for small purchases. Since I always pay my Credit Card bills on time, I have never paid penalties and surcharges. I earn points and I can use those points to get cashbacks.